Josh Jones
Josh Jones has worked in small business lending since 2010. He is a partner in ExtraCredit Loans and works for Kapitus, its primary lender.
Background
- 2010: Joined OnDeck Capital as an early employee and worked in channel sales through the company's 2014 IPO.
- 2016: Kapitus acquired Tyrian Bull, the company he founded and ran as CEO.
- Today: Partner in ExtraCredit Loans. He also works for Kapitus, the primary lender ExtraCredit works with.
What he does here
Josh writes and reviews the guides on this site.
Why this disclosure matters
ExtraCredit Loans sends most applications to Kapitus. Josh works for Kapitus and owns part of ExtraCredit Loans. Read his articles with that in mind. More detail is on our How It Works page.
Articles
- How Fast Can You Get Business Funding?
- Prepayment Discounts: How Paying Off Early Works on Fixed-Cost Business Financing
- Home Equity for Business: The Capital Trapped in Your House
- Interest Rates and Minimum Payments: Level, Geometric, and Why Cards Set a Floor
- Business Loan Requirements in 2026: What Lenders Check
- Denied a Business Loan by Your Bank? What to Do Next
- How Much Can My Business Borrow? A Revenue-Based Rule of Thumb
- Factor Rate vs APR: What a 1.30 Factor Really Costs