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ExtraCreditLENDING MADE SIMPLE

See What Your Business May Qualify For

Seven questions. No obligation. No impact to your personal credit score. If it looks like a fit, we send you straight to the full application.

By submitting, you agree to our Terms and Privacy Policy and authorize ExtraCredit Loans to share your information with Kapitus and other lending partners to evaluate financing options. Submitting this form is not a credit application and does not guarantee approval.

Applying does not affect your personal credit score. If you accept an offer, the lender may run a hard credit inquiry.

What lenders usually look for

  • About 2 years in business
  • About $250,000 in annual revenue
  • A personal credit score of 600 or higher
  • 3 to 6 months of business bank statements, if you move forward

These are the minimums Kapitus publishes for its business loans. Other lenders differ. Meeting them does not guarantee approval. How the process works.